What should I consider?

Every person has a different idea of what financial security means. If something should happen to you, how much money would your family need? You should consider:

• Your current debt
• Expenses your family can expect to pay after your death
• Your family's future needs

A general rule of thumb to calculate your life insurance needs is to multiply your annual salary by seven.

Once you've determined how much life insurance you need, the next step is to choose the right company and understand your coverage options.